Insurance Coverage
Using your Cigna benefits for mental health treatment
Cigna healthcare plans may cover virtual IOP, outpatient therapy, and psychiatric services in Texas. Free benefits verification — 24/7.
About Your Coverage
Using your Cigna benefits for mental health
If you have a Cigna or Cigna Healthcare plan, your behavioral health benefits may help cover virtual intensive outpatient, individual therapy, group sessions, and psychiatric care at Texas Mental Health Services.
Cigna is part of The Cigna Group, which operates through Cigna Healthcare and Evernorth Health Services. Coverage varies significantly between employer group plans and individual policies, so knowing your exact deductible and network status requires a direct verification call.
Our team verifies your Cigna benefits before intake begins — confirming whether Texas Mental Health Services is in-network, what services are covered, and what your out-of-pocket costs will look like. The process takes less than 24 hours and is completely free.
What our team verifies for you
In-network status
Whether Texas Mental Health Services is in-network under your specific plan.
Deductible & out-of-pocket
How much you've met, what remains, and your out-of-pocket maximum for the year.
Copay & coinsurance
Your exact cost per session or as a percentage of the allowed amount.
Prior authorization
Whether your plan requires pre-approval before treatment begins — we handle the paperwork.
Session limits
Annual limits on therapy sessions or mental health benefits under your specific plan.
Level of care coverage
Whether Virtual IOP, Outpatient, psychiatric, and medication management services are covered.
Process
How benefits verification works
Call or submit a form
Reach our admissions team by phone or online — available 24/7. We'll gather your insurance member ID and basic information.
We verify your benefits
Our team contacts your carrier directly to confirm in-network status, deductible, copay, coinsurance, and any prior auth requirements.
We explain your coverage
We provide a clear, plain-English summary of what your plan covers — what you pay, what we bill, and any costs to expect before starting.
Begin treatment
Once coverage is confirmed and intake is complete, most clients begin their first session within 24–48 hours.
Services
Programs that may be covered
Coverage varies by plan. Our team verifies exactly what your Cigna plan includes before you begin.
FAQ
Common questions about Cigna coverage
Verify your Cigna benefits
Free, confidential — results within 24 hours.